var howMany = 10
var quote = new Array(howMany+1)
quote[0]="Between 25 million and 56 million adults are unbanked (i.e. not using mainstream, insured financial institutions.)<br /><br />Source: Oversight Hearing on Financial Education and Literacy, 2004"
quote[1]="People in the 18 to 24 age bracket spend nearly 30% of their monthly income just on debt repayment - double the percentage spent in 1992 (10% of net income is a recommended amount for debt obligation).<br /><br />Source: Generation Broke: The Growth of Debt Among Young Americans"
quote[2]="Personal bankruptcies nearly doubled in the past decade, including more than 1.6 million people who filed for personal bankruptcy in 2003.<br /><br />Source: Annual Hawaii Economic and Financial Literacy Conference, 2004"
quote[3]="More than 9 in 10 adults and students believe it is important for the people of the United States to have a good understanding of economics. However, only half of high school students say they ever have been taught economics in school. <br /><br />Source: National Council on Economic Education, 2003"
quote[4]="Only 5% of investors believe they know everything they need to know to make good investment decisions. <br /><br />Source: Securities and Exchange Commission"
quote[5]="College students make up 10 to 15% of those seeking money-management help. <br /><br />Source: US Department of Treasury"
quote[6]="Research has shown that as little as 10 hours of personal financial education positively affects students spending and savings habits.<br /><br />Source: NEFE"
quote[7]="Only 37% of Americans 65 years of age or older are very confident they have the knowledge they need for retirement planning.  <br /><br />Source: American Institute of CPA's"
quote[8]="One in four women currently retires on an income below the poverty level. <br /><br />Source: Investing for Women, 2002"
quote[9]="Only 21 % of students between the ages of 16 and 22 say they have taken a personal finance course through school. <br /><br />Source: Youth and Money Survey, ASEC,1999 and/or 2001"
quote[10]="University administrators state that they lose more students to credit card debt than to academic failure. <br /><br />Source: Utah Mentor, 2003: The Voice Digital News, 2003"



function rndnumber(){
var randscript = -1
while (randscript < 0 || randscript > howMany || isNaN(randscript)){
randscript = parseInt(Math.random()*(howMany+1))
}
return randscript
}
quo = rndnumber()
quox = quote[quo]
document.write(quox)